Section 8 housing, also known as housing vouchers, may be an option for you if you’re struggling to make ends meet and can’t afford rent. Section 8 housing gives you a monthly payment that can go towards paying your rent or mortgage but finding and qualifying for this type of assistance can be difficult. Here’s what section 8 housing is and who qualifies.
A quick history lesson on how the Section 8 Program began
In 1974, Congress adopted legislation to address housing shortages in America. The Section 8 Program was designed to provide rental assistance to low-income families. Its stated purpose was to ensure that all families have access to decent, safe, and sanitary housing within their ability to pay for such housing. The Housing Assistance Payment Program was implemented under Section 8 of the U.S. Housing Act of 1937.
What the process looks like
Section 8 Housing begins with a call to your local Public Housing Authority (PHA). Many PHAs will have an application on their website. Fill out an application for each person living in your household, including spouses and children who are 18 years old or younger. Once you’ve submitted an application, you may be contacted by a caseworker who will ask questions about your household size, income, employment status, past landlords, and more. You may also need to provide proof of address and documents from previous landlords.
How to qualify for Section 8
There are multiple factors that determine eligibility for Section 8 housing. In order to qualify, you must fall into one of two categories: either your income must be below a certain limit, or you must have a disability. For example, in order to qualify under income-based guidelines, your household’s gross annual income may not exceed 50% of median family income (MFI) in your area. Alternatively, if you fall into either of these groups, you could qualify based on disability status alone.
Where are my closest section 8 offices?
If you are struggling to afford rent, and want to live in a safe, healthy environment with access to public transportation, Section 8 Housing may be an option for you. The program provides government-subsidized rent payments so that low-income families can afford to live somewhere. However, not all apartments are eligible for section 8 housing programs. So where are my closest section 8 offices? How do I qualify? What do I need to bring with me? Check your local public housing office website. The qualifications and process vary by county and state.
Conclusion
Section 8 housing, also known as low-income housing, provides eligible families with government-subsidized vouchers that can be used to rent apartments or homes. Families often look to Section 8 in their quest for affordable housing options that don’t come with a long waiting list.